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Simple Access Non-QM Flash Special
Wholesale
New locks, FICO ≥ 720
+75 bpsPurchases
+50 bpsRefinances (R/T & Cash-Out)
Parameters
  • Min 720 FICO
  • Max 85% LTV
  • Max $3,000,000 loan amount
  • Max 50% DTI
Exclusions
  • NW Condo / Condotel
  • ITIN borrowers
  • Foreign Nationals
  • Asset Qualifier doc type
  • P&L doc type
Flash Special — Prime Access Non-QM
Wholesale
+50 bpsPricing improvement on new Prime Access locks
Eligible
  • Minimum FICO: 740
  • Maximum CLTV: 80%
  • New locks only
Exclusions
  • FICOs below 740
Low-to-Moderate Income Consumer Incentive
A way to help local communities

Luxury Mortgage is reducing rates by 0.125% for borrowers in Low-to-Moderate Income (“LMI”) communities. We are committed to equal homeownership opportunities for all.

Eligible
  • Simple Access loans only
  • Primary residence in an LMI census tract
  • Purchase or rate & term refinance
  • Maximum loan amount: $750,000
Details
−0.125%Rate reduction for eligible LMI borrowers
FFIEC Census Tract Look-up View full LMI program details
Loan Scenario
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Lien Position
Doc Type
Full Doc
Bank Statement
1099 Only
Asset Qualifier
P&L Only
DSCR
Transaction
Loan Details
Borrower Profile
Loan Terms
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