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Simple Access Flash Special
Wholesale
Non-QM — by FICO
+100 bpsFICO ≥ 680
+50 bpsFICO < 680
DSCR — by CLTV
+150 bpsCLTV ≤ 60%
+100 bpsCLTV >60–70%
+50 bpsCLTV >70–80%
Parameters
  • Max 85% CLTV
  • Max $3,000,000 loan amount
  • Max 50% DTI
  • Min 1.00 DSCR (DSCR only)
Exclusions
  • NW Condo / Condotel
  • 5–10 Unit / Mixed Use
  • ITIN borrowers
  • Foreign Nationals
  • Asset Qualifier doc type
  • P&L doc type
Flash Special — Prime Access Non-QM
Wholesale
+50 bpsPricing improvement on new Prime Access locks
Eligible
  • Minimum FICO: 740
  • Maximum CLTV: 80%
  • New locks only
Exclusions
  • FICOs below 740
Low-to-Moderate Income Consumer Incentive
A way to help local communities

Luxury Mortgage is reducing rates by 0.125% for borrowers in Low-to-Moderate Income (“LMI”) communities. We are committed to equal homeownership opportunities for all.

Eligible
  • Simple Access loans only
  • Primary residence in an LMI census tract
  • Purchase or rate & term refinance
  • Maximum loan amount: $750,000
Details
−0.125%Rate reduction for eligible LMI borrowers
FFIEC Census Tract Look-up View full LMI program details
Loan Scenario
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Lien Position
Doc Type
Full Doc
Bank Statement
1099 Only
Asset Qualifier
P&L Only
DSCR
Transaction
Loan Details
Borrower Profile
Loan Terms
Pricing Results
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