Simple Access® Non-QM & Jumbo
We are non-qm
Helping brokers navigate NON-QM & Jumbo Lending with simple, flexible, and straightforward solutions.
Become an Approved Broker
Want to offer our Non-QM and jumbo products to your borrowers? Sign-up up to become an approved broker partner.
Get a Quick Quote
Use our online pricing tool to get a quote for one of your customers. Don’t hesitate to reach out to a local Account Executive.
About Luxury Mortgage
Learn about our team, company history, and our experience working with brokers in the NON-QM and jumbo marketplace.
EXPLORE OUR Loan PROGRAMS
It shouldn’t be complicated to finance a home! We saw a need for common sense solutions for self-employed borrowers and those with non-traditional income. Our Simple Access products are just that…simple, flexible, and straightforward.
Unlimited cash-out up to 75% LTV, max $500,000 cash-out above 75% LTV
Credit scores as low as 620
Max LTVs: 90% Purchase, 85% R/T Refi and 80% C/O Refi
5/6, 7/6 and 10/6 ARM and 15, 30 and 40 Year fixed rates (except Investor Cash Flow program)
LLC, Partnership and Corporate title vesting are eligible
Exceptions may be considered to most guidelines with compensating factors
Home loan program designed for foreign national borrowers utilizing either liquid assets or rental income on subject investment properties for qualification. Must be able to legally enter the US, no defined length of stay required.
We provide flexible financing solutions and large loan amounts to accommodate a wide variety of jumbo purchase and refinance scenarios. Attractive terms for your most discerning clients.
DTI up to 43%
Credit scores down to 700
All occupancy types allowed
5/6, 7/6, 10/6 ARM, 15, 20 and 30 Year Fixed
Non-Warrantable Condos may be considered
Luxury Mortgage, based in Stamford, CT with a West Coast Operations center in Irvine, CA, is a recognized wholesale leader in the NON-QM and Jumbo mortgage markets. We strive to provide you and your clients with the most competitive products and services in the industry. With over 25 years of experience, we have the ability to handle even the most complex scenarios and provide innovative solutions to you and your borrowers. We offer the industry’s most aggressive array of NON-QM programs as well as a Jumbo program with qualification options not offered by any of our competitors. We are committed to being the market leaders in every segment that we serve, no exceptions. We will work tirelessly to exceed your expectations and earn your repeat business.