Simple Access® Non-QM & Jumbo
We are non-qm
Helping brokers navigate NON-QM & Jumbo Lending with simple, flexible, and straightforward solutions.
Become an Approved Broker
Want to offer our Non-QM and jumbo products to your borrowers? Sign-up up to become an approved broker partner.
About Luxury Mortgage
Learn about our team, company history, and our experience working with brokers in the NON-QM and jumbo marketplace.
EXPLORE OUR Loan PROGRAMS
Discover our suite of Simple Access® Non-QM wholesale loan programs
It shouldn’t be complicated to finance a home! We saw a need for common sense solutions for self-employed borrowers and those with non-traditional income. Our Simple Access products are just that…simple, flexible, and straightforward.
- Loan amounts up to $3MM
- Credit scores as low as 620
- 90% LTV to $1MM on primary residence purchase transactions
- 80% LTV on Investor Cash Flow purchase transactions
- 5/6, 7/6 and 10/6 ARM and 15, 30 and 40 Year fixed rates
- Allow use of the IO payment to calculate the DSCR
- Bank statement loans allowed with as little as a 10% expense factor
- Up to 55% DTI on Full Doc loan
- Unlimited cash in hand with certain restrictions
- Exceptions may be considered to most guidelines with compensating factors
Bank Statement Loans
Loans for foreign national borrowers utilizing either liquid assets or rental income on subject investment properties for qualification.
Investor Cash Flow
Luxury Mortgage, based in Stamford, CT with a West Coast Operations center in Irvine, CA, is a recognized wholesale leader in the NON-QM and Jumbo mortgage markets. We strive to provide you and your clients with the most competitive products and services in the industry. With over 25 years of experience, we have the ability to handle even the most complex scenarios and provide innovative solutions to you and your borrowers. We offer the industry’s most aggressive array of NON-QM programs as well as a Jumbo program with qualification options not offered by any of our competitors. We are committed to being the market leaders in every segment that we serve, no exceptions. We will work tirelessly to exceed your expectations and earn your repeat business.