Bank statement loans

simple access® Non-QM from luxury mortgage


Qualify your borrowers based on analysis of bank deposits rather than traditional income documentation. No tax returns required. Business or personal bank statements are permitted. Choose from several options for calculating qualifying income.

Program Highlights:

  • Purchase or Rate and Term Refinance max LTV 85% on primary residence
  • Cash out proceeds can be used for reserves up to LTV 75%
  • DTI up to 50%
  • Interest Only available
  • Business and Personal Statements allowed
  • Multiple bank statement qualification options
  • Cash out amount unlimited up to LTV 65%


Thank you for your interest in our wholesale NON-QM and jumbo loan programs. If you're interested in becoming an approved broker for any of our wholesale lending products, we invite you to sign up here.

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