P&L Only Mortgages

SIMPLE ACCESS® NON-QM FROM LUXURY MORTGAGE

PROGRAM OVERVIEW

Qualify borrowers with a P&L-only mortgage assessed primarily on a borrower’s profit and loss (P&L) statements rather than traditional income documents like W-2s or tax returns.

Product Highlights:

  • Loan amounts up to $1.5MM – Bigger loans for bigger opportunities!
  • Min FICO 700 – Open the door for more qualified borrowers.
  • Max LTV: 80% LTV Primary & 75% LTV on Second Home/Investment Property
  • DTI up to 50% – Greater borrowing power for your clients
  • Doc Type: P&L Only Program under Alt Doc
  • Occupancy Types: Primary, Second Home, and Investment Property
  • Doc Type: P&L Only Program under Alt Doc
  • Purpose: Purchase, Rate and Term, and Cash Out Refi

Get Started

We’d love to work with you. If you’re ready to get approved and start submitting deals, you can sign up here.

GET CONNECTED