Graduate Program

Mortgage solution for borrowers who recently completed post graduate degrees who are employed in specialized professions. Designed for applicants who are not eligible for agency and prime credit jumbo loans.

Program Highlights

• Loan amounts up to $1.5MM
• Up to 90% LTV
• Up to 50% DTI
• No PMI required
• Interest-Only options available
• Purchase and Rate & Term Refinance eligible
• Primary residences only
• First-time homebuyers welcome
• Temporary buydowns permitted
• Designed for recent graduates in medical, legal, engineering, architecture, and accounting professions
• Future income can be used for qualification when employment begins within 60 days of closing