WE ARE NON-QM
EXPLORE
SIMPLE ACCESS®
It shouldn’t be complicated to finance a home! We saw a need for common sense solutions for self-employed borrowers and those with non-traditional income. Our Simple Access products are just that…simple, flexible, and straightforward.
Give us a call a (844) 509-2353 to learn more.
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Get in touch today – (844) 509-2353
INVESTOR CASH FLOW
BANK
STATEMENT
1099
ONLY
ASSET
QUALIFIER
FULL DOCUMENTATION
INVESTOR CASH FLOW
Created specifically for investors, qualification is based on the income to be generated by the subject property. It’s no longer necessary to have large amounts of cash on hand to build a real estate portfolio.
BANK STATEMENT
Qualify your borrowers based on analysis of bank deposits rather than traditional income documentation. No tax returns required. Business or personal bank statements are permitted. Choose from several options for calculating qualifying income.
1099 ONLY
Qualify borrowers that receives compensation in the form of commission or independent contractor basis and receive IRS form 1099 at year-end.
ASSET QUALIFIER
Eligibility is based on liquid assets in a savings or securities account. No need for tax returns or traditional income documentation. Allows homebuyers to use assets for qualification without tying them up for a home purchase.
FULL DOCUMENTATION
A solution for scenarios that don’t quite fit the guidelines for conventional financing. Qualification focuses on the borrower’s ability to repay based on common sense underwriting, and perfect credit is not required.
CORPORATE
Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267
WEST COAST
Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 350
Irvine, CA 92612
(949) 516-0710
