P&L Only Mortgages

SIMPLE ACCESS® NON-QM FROM LUXURY MORTGAGE

PROGRAM OVERVIEW

Qualify borrowers with a P&L-only mortgage assessed primarily on a borrower’s profit and loss (P&L) statements rather than traditional income documents like W-2s or tax returns.

Product Highlights:

  • Loan amounts up to $1.5MM – Bigger loans for bigger opportunities!
  • Min FICO 700 – Open the door for more qualified borrowers.
  • Max LTV: 80% LTV Primary & 75% LTV on Second Home/Investment Property
  • DTI up to 50% – Greater borrowing power for your clients
  • Doc Type: P&L Only Program under Alt Doc
  • Occupancy Types: Primary, Second Home, and Investment Property
  • Doc Type: P&L Only Program under Alt Doc
  • Purpose: Purchase, Rate and Term, and Cash Out Refi

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Thank you for your interest in our wholesale NON-QM and jumbo loan programs. If you're interested in becoming an approved broker for any of our wholesale lending products, we invite you to sign up here.

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