SIMPLE ACCESS® Non-QM

Financing a home shouldn’t feel complicated—especially for borrowers whose income doesn’t fit inside a traditional box. At Luxury Mortgage, we take a common-sense approach to lending, giving brokers flexible solutions for self-employed clients and borrowers with non-traditional income. Our Simple Access Non-QM products are designed to provide straightforward guidelines, flexible options, and a personal level of service that helps you deliver solutions for more clients with confidence..

ITIN 

Luxury Mortgage’s ITIN program helps brokers provide flexible financing solutions for borrowers without a Social Security Number. With common-sense underwriting, flexible qualification options, and personal support throughout the process, we make it easier to help more clients achieve homeownership.

Simple SecondsSM 

Today’s borrowers want access to their equity without losing a low first mortgage rate. Luxury Mortgage’s Simple Seconds program gives brokers a flexible solution with straightforward guidelines, common-sense underwriting, and personal support every step of the way. Whether clients are consolidating debt, renovating, or looking for liquidity, Simple Seconds helps you deliver smart financing solutions with confidence.

Prime Non-QM  

Luxury Mortgage’s Prime Non-QM program gives brokers more flexibility for creditworthy borrowers with complex income scenarios. With common-sense underwriting, expanded qualification options, and personal support throughout the process, Prime Non-QM helps you deliver smart financing solutions without the complexity.

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