Simple Seconds™
FROM LUXURY MORTGAGE
PROGRAM OVERVIEW
Simple Seconds™ is a powerful Second Mortgage program designed to help borrowers unlock more of their home’s equity. Whether paired with a first mortgage or used as a standalone solution, this program offers the flexibility, competitive pricing, and streamlined underwriting you expect from Luxury Mortgage.
With multiple documentation options and broad property eligibility, Simple Seconds™ is ideal for borrowers seeking additional financing without refinancing their first lien.
Product Highlights:
- Loan amounts up to $1MM
- Fixed rate terms: 15 and 30 years
- Available as a standalone or concurrent second
- Primary, Second Home & Investment properties
- Full Doc, Bank Statement, 1099 ONLY, & DSCR income types
- DTI up to 50%
- Credit scores down to 720
- No MI, no prepayment penalties, no escrows required
- Borrower Paid Comp only or Min Rates starting at 7.999%
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Thank you for your interest in our wholesale NON-QM and jumbo loan programs. If you're interested in becoming an approved broker for any of our wholesale lending products, we invite you to sign up here.
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Get In Touch
CORPORATE
Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267
WEST COAST
Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 350
Irvine, CA 92612
(949) 516-0710
