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Welcome, FAMP Members

Our team is dedicated to helping you close more Non-QM and Jumbo loans.

CALL TODAY! (844) 857-9099

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Our Products®

It shouldn’t be complicated to finance a home! We saw a need for common sense solutions for self-employed borrowers and those with non-traditional income. Our Simple Access products are exactly as they sound—easy to use, adaptable, and clear.

  • Loan amounts up to $3MM
  • Credit scores as low as 620
  • 90% LTV to $1MM on primary residence purchase transactions
  • 80% LTV on Investor Cash Flow purchase transactions
  • 5/6, 7/6 and 10/6 ARM and 15, 30 and 40 Year fixed rates
  • Allow use of the IO payment to calculate the DSCR (limitations apply)
  • Bank statement loans allowed with as little as a 10% expense factor
  • Up to 55% DTI on Full Doc loan
  • Unlimited cash in hand with certain restrictions
  • Exceptions may be considered to most guidelines with compensating factors
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1099 Only

Qualify borrowers that receive compensation in the form of commission or are paid as independent contractors and receive IRS form 1099 at year-end.

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Asset Qualifier

Eligibility is based on liquid assets in a savings or securities account. No need for tax returns or traditional income documentation. No DTI is calculated. Allows homebuyers to use liquid assets for qualification without liquidating them up for a home purchase.
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Bank Statement Loans

Qualifying income is based on an analysis of bank deposits rather than traditional income documentation. No tax returns required. Business or personal bank statements are permitted. Choose from several options for calculating qualifying income.
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Foreign National

Loans for foreign national borrowers utilizing either liquid assets or rental income on subject investment properties for qualification.

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Full Doc

A solution for scenarios that don’t quite fit conventional underwriting guidelines. Qualification focuses on the borrower’s ability to repay based on common sense underwriting. Perfect credit is not required.
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Investor Cash Flow

Created specifically for investors, qualification is based on the income to be generated by the subject property. It’s no longer necessary to have large amounts of cash on hand to build a real estate portfolio.

Luxury Mortgage Account Executives Located in Florida

Artie Barrera Headshot

Artie Barrera

Sr. Account Executive

Carlos Betancourt Headshot

Carlos Betancourt

Sr. Account Executive

Call today: (844) 857-9099

About Us

Luxury Mortgage is a trusted leader in the Non-QM and Jumbo mortgage markets, dedicated to offering you and your clients some of the industry’s most competitive products and services. With over 25 years of experience, we’re equipped to manage even the most complex cases, delivering innovative solutions tailored to your borrowers’ needs. Our selection includes the most comprehensive Non-QM programs available, along with a Jumbo program that offers unique qualification options not found elsewhere. We’re committed to leading in every segment we serve, without compromise, and will go above and beyond to exceed your expectations and earn your continued business.

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WHY WORK WITH Luxury Mortgage

Experience

We are built on a solid foundation with more than 28 years of serving the industry.

Service

We provide an exceptional team, advanced systems, and technology to deliver an unparalleled level of service.

Innovation

We believe in pushing wholesale lending forward with creative products and solutions to improve home financing.

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CORPORATE

Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267

WEST COAST

Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 350
Irvine, CA 92612
(949) 516-0710

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