Answer: Yes. Eligible first-time homebuyers may qualify with a related non-occupant co-borrower, provided all borrowers meet applicable credit and underwriting requirements.

This option may help strengthen a loan application when additional qualifying income is needed. Relationship requirements, occupancy rules, and program guidelines must all be met.

If you’re considering this option, reviewing the borrower’s complete profile before submission can help ensure the loan is structured correctly from the start.