Answer: A Foreign National loan may be the right solution when your borrower is purchasing or refinancing U.S. residential real estate but does not qualify for traditional financing due to residency or documentation requirements.
Luxury Mortgage’s Foreign National program provides financing solutions for eligible international borrowers while offering flexible documentation options. Depending on the loan scenario, documentation requirements may differ from traditional agency financing.
As with every Non-QM loan, eligibility depends on the borrower’s complete financial profile, available assets, reserves, property type, and current program guidelines.
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